Free accounting, invoicing, and receipts for freelancers and small businesses.
Wave is a free cloud-based accounting, invoicing, and receipt scanning platform for freelancers, sole traders, and micro-businesses, available on web, iOS, and Android. It provides double-entry bookkeeping, unlimited invoicing with online payment acceptance, receipt scanning via the mobile app, and basic financial reporting at no monthly cost. Payroll processing and payment processing (credit cards, ACH) are optional paid add-ons with per-transaction fees. Wave is the strongest free accounting option for self-employed individuals and small businesses that do not need inventory management, project-based billing, or multi-currency accounting. It is used by freelance designers, consultants, photographers, and small service businesses who need proper bookkeeping and professional invoicing without a monthly software subscription.
Best for
Best for freelancers and sole traders who need proper accounting and invoicing without a monthly software subscription.
Related Finance Invoicing tools
All alternatives →Sell digital products with built-in tax compliance.
Lemon Squeezy is a merchant of record payment platform for digital product creators and software developers, accessible via web browser.
Developer-first payment processing for the internet.
Stripe is the leading developer-first payment processing platform, supporting online payments, subscriptions, invoicing, marketplace payouts, and fraud prevention via a clean REST API and official SDKs for every major programming language.
Cloud accounting designed for service-based freelancers and small teams.
FreshBooks is a cloud accounting platform designed specifically for service-based freelancers, consultants, and small agencies, available on web, iOS, and Android with no free plan.
CRM, contracts, and invoicing all-in-one for creative freelancers.
HoneyBook is a client relationship management (CRM) and business management platform for creative freelancers, available on web, iOS, and Android.
Contracts, proposals, time tracking, and invoices for freelancers.
Bonsai is an all-in-one freelance business management platform available on web, iOS, and Android covering proposals, contracts with e-signature support, project management, time tracking, invoicing, expense tracking, and a client portal.
Merchant of record payments for SaaS and software companies.
Paddle is a merchant of record payment platform for SaaS and software companies, available via web and API, that handles checkout, international VAT and sales tax compliance, subscription management, fraud protection, and chargeback resolution.